The National Education Policy (NEP) 2020 represents a shift in the education system of India towards greater equity, access, quality, and inclusion. In this environment, Artificial Intelligence (AI)-enabling personalized learning is emerging as an important means of meeting the diverse needs of students in inclusive classrooms. This paper discusses the potential uses and challenges of…
This study examines the interrelated nature of cognitive and emotional intelligence and their combined influence on student learning outcomes. Cognitive intelligence plays a crucial role in developing critical thinking and problem-solving abilities, whereas emotional intelligence supports essential life skills such as self-awareness, empathy, and effective interpersonal communication. Adopting a mixed-methods approach, the research utilized surveys…
Sustainable agricultural productivity requires intelligent decision-making systems capable of handling complex interactions among crops, resources, and environmental conditions. Multi cropping systems, though beneficial for yield stability and risk reduction, present significant optimization challenges due to high-dimensional and nonlinear relationships. This paper proposes a Neuro-Evo Swarm Optimizer (NESO), a hybrid optimization framework that integrates Deep Learning…
Financial inclusion is a critical driver of inclusive economic growth, particularly in developing countries like India. The Government of India has introduced various social security initiatives under the Pradhan Mantri Jan Suraksha Schemes to provide affordable insurance and pension coverage to economically vulnerable sections. These schemes play a significant role in bringing marginalized populations into…
In India, financial inclusion has long been a challenge, particularly for marginalized communities that have been excluded from formal banking systems. Pradhan Mantri Jan Suraksha Schemes (PMJSS), launched by the Government of India, aim to provide accessible and affordable financial services to these underserved populations. This study explores how these schemes are transforming financial exclusion…
The Pradhan Mantri Jan Suraksha Schemes were introduced by the Government of India to promote financial security and social protection among economically vulnerable sections of society. These schemes include Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), and Atal Pension Yojana (APY), which aim to provide affordable insurance and pension…
Abstract The National Education Policy (NEP) 2020 emphasizes learner-centric pedagogy, competency-based education, and continuous formative assessment. Traditional assessment systems in India often fail to address learner diversity and inclusivity. Artificial Intelligence (AI)-based adaptive assessment systems offer a promising solution by enabling personalized, continuous, and data-driven evaluation. This study examines the role of AIbased adaptive assessment…
Inclusive education has become a central objective of educational reforms worldwide, aiming to ensure equitable access to quality learning for students with diverse abilities, socio-economic backgrounds, and linguistic identities. In India, the National Education Policy (NEP) 2020 strongly emphasizes learner-centric education, digital transformation, accessibility, and technology integration to achieve inclusive growth. Artificial Intelligence (AI) has…