Gamification and AI have emerged as a transformative tool in modern education, significantly reshaping how students interact with learning content and how educators design instructional strategies. Gamification is defined as the application of game design principles in non-game contexts. It incorporates game-like elements such as points, badges, levels, leaderboards, rewards and mission-based tasks to foster…
Agricultural credit is considered as one of the most basic inputs for conducting all agricultural development programmes. In India, there is an immense need for proper agricultural credit as Indian farmers are very poor. From the very beginning, the prime source of agricultural credit in India was moneylenders. The main objective of the study is…
Abstract Financial inclusion is a key driver of inclusive economic growth, particularly in developing economies where micro and small enterprises (MSEs) form the backbone of employment and income generation. The Pradhan Mantri MUDRA Yojana (PMMY) was launched in 2015 to provide collateral-free institutional credit to non-corporate, non-farm small and micro enterprises that traditionally lacked access…