Beneficiaries’ Perception of Pradhan Mantri Jan Suraksha Schemes and Financial Inclusion in Pollachi Taluk: The Role of Artificial Intelligence in Shaping Future Taxation

Abstract

Financial inclusion is a critical driver of inclusive economic growth, particularly in developing countries like India. The Government of India has introduced various social security initiatives under the Pradhan Mantri Jan Suraksha Schemes to provide affordable insurance and pension coverage to economically vulnerable sections. These schemes play a significant role in bringing marginalized populations into the formal financial system. This study examines the beneficiaries’ perception of Pradhan Mantri Jan Suraksha Schemes and their contribution to financial inclusion in Pollachi Taluk. The study further explores the role of Artificial Intelligence (AI) in analyzing beneficiaries’ perceptions and understanding the long-term implications of financial inclusion on the future of taxation. AI-based data analysis helps identify patterns in participation, satisfaction, and financial behavior, enabling predictive insights into tax base expansion and revenue sustainability. The findings highlight that improved financial inclusion through Jan Suraksha Schemes enhances financial transparency and supports inclusive taxation policies. The study concludes that AI-driven insights can strengthen public finance management and assist policymakers in designing efficient and equitable tax systems for the future.