| ONLINE LEARNING: A STUDY OF LEARNER SATISFACTION IN MOOCs | P.DIVYABHARATHI | 6-1.pdf |
| UNDERSTANDING LEARNER PERCEPTION AND COMMITMENT: A STUDY ON MOOCS CONTINUANCE INTENTION | P.DIVYABHARATHI | 2.pdf |
| FROM ACCESS TO IMPACT: EXPLORING THE DIFFICULTIES FACED BY MOOC LEARNERS | P.DIVYABHARATHI | 5.pdf |
| PERCEPTION OF POLICY HOLDERS TOWARDS DIGITALIZATION OF INSURANCE SECTORS | P.DIVYABHARATHI | 6PERCEPTION-OF-POLICY-HOLDERS-TOWARDS-1.pdf |
| PERCEPTION OF FIN-TECH IN THE DIGITAL ERA | P.DIVYABHARATHI | 5PERCEPTION-OF-FIN-TECH-IN-THE-DIGITAL-ERA.pdf |
| ENTREPRENEURIAL EMPOWERMENT: CHALLENGES OF STARTUP MICRO, SMALL, AND MEDIUM ENTERPRISES | P.DIVYABHARATHI | 4ENTREPRENEURIAL-EMPOWERMENT-CHALLENGES-OF-STARTUP-MICRO.pdf |
| SUSTAINABLE DEVELOPMENT: AWARENESS ON GREEN FINANCIAL PRODUCTS IN BANKS | P.DIVYABHARATHI | 7SUSTAINABLE-DEVELOPMENT-AWARENESS-ON-GREEN-FINANCIAL.pdf |
| THE ROLE OF TECHNOLOGY IN ENHANCING WOMEN’S ENTREPRENEURIAL OPPORTUNITIES | P.DIVYABHARATHI | 9THE-ROLE-OF-TECHNOLOGY-IN-ENHANCING-WOMENS.pdf |
| SUSTAINABLE DEVELOPMENT: AWARENESS ON GREEN FINANCIAL PRODUCTS IN BANKS | P.DIVYABHARATHI | 7SUSTAINABLE-DEVELOPMENT-AWARENESS-ON-GREEN-FINANCIAL-1.pdf |
| Corporate Ethics: Insights from Indian Philosophy – Implications for Corporate Governance and CSR | P.DIVYABHARATHI | 10-Corporate-Ethics-Insights-from-Indian-Philosophy-Implications-for-Corporate.pdf |
| DIGITAL TRANSFORMATION IN THE RETAIL INDUSTRY | P.DIVYABHARATHI | 11-DIGITAL-TRANSFORMATION-IN-THE-RETAIL-INDUSTRY-1.pdf |
| THE ECONOMICS OF E-LEARNING: INFRASTRUCTURE NEEDS AND INVESTMENT STRATEGIES | P.DIVYABHARATHI | ICWA-International-Conference-Book-Chapter-20.08.2025-1-1.pdf |
| From personalization to protection: AI in ethical marketig practices | P.DIVYABHARATHI | DOC-20251121-WA0000.pdf |
| From personalization to protection: ethical AI practices in digital marketing | P.DIVYABHARATHI | DOC-20251121-WA0000-1.pdf |
| Digital Empowerment of Women in Traditional Business Sectors | P.DIVYABHARATHI | ijrss18march2026-2.pdf |
| AN EMPIRICAL STUDY ON DIGITAL FINANCIAL INCLUSION AMONG MARGINALIZED COMMUNITIES IN THE ERA OF AMRIT KAAL | P.DIVYABHARATHI | Fintech-2.pdf |
| INDIAN KNOWLEDGE SYSTEMS AND MODERN DISCIPLINES: BRIDGING TRADITION AND INNOVATION | P.DIVYABHARATHI | divya-january-2026-Bokk-chapter.pdf |
| ARTIFICIAL INTELLIGENCE AND PERSONALIZED LEARNING: TRANSFORMING INCLUSIVE EDUCATION UNDER NEP 2020 | P.Divyabharathi | 3-Volume-1_e-Book-1.pdf |
| An empirical study on digital financial inclusion among marginalized countries in the era of Amrit Kaal | P.Divyabharathi | 2-Fintech-2.pdf |
| The Future of Tax Professionals: Exploring Challenges, Opportunities, and Skill Preparedness | P.Divyabharathi | Proceeding-of-Future-of-Taxation-1-1_compressed.pdf |
| Boons of Digital Financial Inclusion of Unorganised Sectors in India | Ms.T.Saranya and Dr.B.Indira Priyadharshini | Multi-spectrum-2-.pdf |
| IOT-BASED WEATHER MONITORING AND FORECASTING SYSTEM FOR SMART COCONUT FARMING USING BLYNK APPLICATION | Ms.Saranya | 14.pdf |
| IOT-BASED COCONUT TREE MONITORING AND ALERT SYSTEM FOR PRECISION AGRICULTURE | Ms.Saranya | Saranya-732.pdf |
| IOT-DRIVEN ARDUINO NODEMCU IRRIGATION MONITORING AND CONTROL SYSTEM FOR COCONUT FARMING WITH BLYNK | Ms.S.Saranya | 11-1.pdf |
| REAL-TIME IOT MONITORING IN COCONUT FARMS USING BLYNK WITH WEATHER INSIGHTS | Ms.S.Saranya | S.Saranya.pdf |
