3 items

  1. Digital Literacy and Educational Gaps: Challenges and Pathways Toward Inclusive Development

    Prem, M.

    2026Book ChapterBooks & Book ChaptersOpen access

    Digital literacy has become a cornerstone of participation in contemporary knowledge-based economies, enabling individuals to access information, communicate effectively, and engage in digital learning and employment opportunities. Despite rapid technological advancements, substantial gaps persist…

  2. Socio-Economic Determinants of Digital Exclusion: An Analytical Study

    Prem, M.

    2026Book ChapterBooks & Book ChaptersOpen access

    Digital technologies have become essential for participation in education, employment, governance, and social life. Despite rapid digital expansion, a considerable section of the population remains digitally excluded due to persistent socio-economic inequalities. This study…

  3. Protecting Data Rights of Marginalized Groups: Privacy, Security & KYC

    Prem, M.

    2026Book ChapterBooks & Book ChaptersOpen access

    Marginalized communities often face significant barriers in accessing financial, digital, and governmental services due to strict Know Your Customer (KYC) norms, poor digital literacy, and inadequate data protection. This paper examines the intersection of…

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