| Abstract | This study examines the level of financial inclusion and insurance awareness among
beneficiaries of Pradhan Mantri Jan Suraksha Schemes in Pollachi Taluk. It focuses on
understanding how awareness influences beneficiary satisfaction and evaluates the role of
demographic factors such as income and education. Data were collected from 411 valid
respondents using a structured questionnaire, and statistical tools such as descriptive analysis,
reliability testing, correlation, and regression analysis were applied to derive meaningful
insights. The findings reveal that awareness plays a significant role in determining
satisfaction, while income and education have limited influence. Furthermore, the study
emphasizes that improving awareness through effective communication strategies, simplified
procedures, and enhanced accessibility can significantly increase participation and
satisfaction among beneficiaries. Strengthening these aspects will not only improve the
effectiveness of government insurance schemes but also contribute to achieving broader goals
of financial inclusion and social security.
Keywords: Pradhan Mantri Jan Suraksha Schemes, Awareness and Satisfaction.
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