





A Study on Problem faced in Agricultural Credits by Farmers
Agricultural credit is considered as one of the most basic inputs for conducting all agricultural development programmes. In India, there is an immense need for proper agricultural credit as Indian farmers are very poor.…

Gamification and AI in Students Engagement
Gamification and AI have emerged as a transformative tool in modern education, significantly reshaping how students interact with learning content and how educators design instructional strategies. Gamification is defined as the application of game…



Artificial Intelligence and the National Education Policy (NEP) 2020 – Integrated Education
The integration of Artificial Intelligence(AI) into education has become a defining feature of 21st-century pedagogical transformation. AI technologies such as intelligent tutoring systems, adaptive learning platforms, and predictive analytics are reshaping teaching and learning…

Digital Transformation in Commerce – Catalysing Economic Growth in Bharat 2047
Digital transformation in commerce serves as a pivotal driver for India's vision of Viksit Bharat 2047, fostering economic growth through innovation, inclusivity, and technological advancement. By leveraging e-commerce, fintech, and digital infrastructure, the nation…

Digital Literacy & Education Gaps
The rapid integration of technology into educational systems has highlighted a critical "digital literacy gap"—the disparity between required 21st-century digital competencies and the actual skills possessed by students and educators. While digital literacy is…

Infrastructure Development and Digital Economy
Digital infrastructure delivers the physical and software resources that are required to enable the use of data, processes and computerized devices etc. The Government of India (GOI) has mainly focused on transforming India into…

Cognitive Emotional Intelligence Synergy and Its Influence on Learning Effectiveness
This study explores the synergistic relationship between cognitive intelligence (CI) and emotional intelligence (EI) and their combined influence on student learning effectiveness. While cognitive intelligence supports reasoning, critical thinking, and problem-solving, emotional intelligence enhances…

Neuro-EvoSwarm Optimizer: A hybrid deep learning, genetic algorithm and particle swarm optimization model for multicropping strategy optimization across irrigation sytems
Multicropping has emerged as an effective strategy to enhance agricultural productivity, improve land-use efficiency, and reduce risks associated with climate variability. However, identifying optimal crop combinations and irrigation strategies is a complex optimization problem…

AI-Based Detection of Digital Fraud in UPI Transactions Using XGBoost
The rapid adoption of Unified Payments Interface (UPI) systems in India has led to a significant rise in digital financial transactions, accompanied by an increase in fraudulent activities. This research proposes an AI-based fraud…



Designing Inclusive AI Learning Systems Aligned with NEP 2020 Competency-Based Education
The National Education Policy (NEP) 2020 emphasizes competency-based education, equity, and inclusive learning through effective integration of technology. Artificial Intelligence (AI) offers significant potential to design adaptive and inclusive learning systems that cater to…

Promoting financial inclusion for Economic Development: Leveraging AI and data analytics in the banking sector
Artificial Intelligence (AI) is transforming higher education environments by acting not just as a set of tools but as an active pedagogical partner. In recent years, the proliferation of AI has transformed the way…
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